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The Class is composed of Allstate Insurance Company and Allstate Property and Casualty Company policyholders in Illinois, who at any point from May 6, 2004 through November 30, 2012: a) had a policy of automobile insurance that included comprehensive insurance coverage; b) whose insured vehicle(s), according to Allstate’s Home Office VIN System, had an antitheft device installed as manufacturer’s standard equipment; and c) did not receive at least a 5% discount on the comprehensive portion of the paid premium.
The Court has given its preliminary approval to the Settlement, and has ordered that a Notice be sent to all Class Members. A copy of the Settlement Agreement is available on the Important Documents page of this website, and describes details about the proposed Settlement.
Plaintiffs filed a lawsuit against Allstate Insurance Company and a separate lawsuit against Allstate Property And Casualty Company. The two cases have been consolidated and collectively will be referred to as the “Lawsuits.” The Lawsuits allege that Allstate failed to give certain of its automobile insurance policyholders an antitheft device discount, despite the fact that Allstate’s internal database suggests that these policyholders’ cars may have an antitheft device installed as part of the manufacturer’s standard equipment. The Lawsuits allege that Allstate’s conduct violated Section 143.28 of the Illinois Insurance Code and violated the Illinois Consumer Fraud and Deceptive Practices Act. Allstate denies that it did anything wrong and is vigorously defending Plaintiffs’ allegations. The parties, however, have agreed to settle the case to avoid the cost, delay, and uncertainty of litigation.